By: American National Bank of Texas
Estimated reading time: 3 minutes
Founded in 1875, American National Bank of Texas (ANBTX) has proudly served North Texas for more than 150 years. As one of the largest and last independently owned banks in the state, ANBTX provides a full range of personal, business and commercial banking services, anchored in local decision-making, tailored solutions and lasting relationships. Its reputation is built on stability, trust and a deep commitment to the communities it serves, values that have endured across generations and continue to guide the bank in its mission to be the community bank of choice throughout the region.
How does ANBTX help its clients build value?
At ANBTX, building value starts with building relationships. Every customer, whether an entrepreneur launching a business, a family buying a first home or a nonprofit expanding its reach, has direct access to local bankers who understand both the community and their goals.
ANBTX’s team of more than 600 employees who live and work in the communities they serve, tailoring financial guidance and lending solutions designed to help businesses grow and families thrive.
By keeping decisions local and reinvesting in the communities it calls home, ANBTX helps drive job creation, support business expansion and strengthen the North Texas economy.
What differentiates ANBTX within your industry?
As one of the last remaining independent banks in Texas, ANBTX embodies the self-reliant, forward-looking spirit that defines North Texas. This local autonomy truly sets the bank apart. Unlike larger institutions with out-of-state decision-makers, every decision at ANBTX is made right here in North Texas, delivering quicker answers, greater flexibility and a banking experience rooted in local values.
ANBTX is not distracted by other markets or corporate pressures. It’s entirely focused on helping North Texans achieve their goals. That focus enables the bank to deliver on three core promises: local decision-making, custom solutions and real relationships.
Back Row [L-R]: Brian Bertcher, North Dallas Market President; Marcelo Mills, Emerging Markets President; Clint Morgan, Director of Commercial Real Estate and Egzon Berisha, Dallas Banking Center President.
Photo credit to Matthew Shelley
What benefits does ANBTX enjoy by doing business in the Dallas Region?
The Dallas Region is a hub of innovation, growth and community pride, exactly the kind of environment where ANBTX thrives. The region’s entrepreneurial energy aligns perfectly with ANBTX’s mission to empower what’s possible for businesses and families.
The area’s collaborative spirit, diversity and opportunity-rich economy make it not only a great place to do business, but also a great place to belong. ANBTX is proud to help build a stronger, more resilient North Texas that benefits everyone.
Why did ANBTX become a DRC member?
As a proud North Texas institution, ANBTX stands shoulder to shoulder with organizations that strengthen the region’s business and civic community. ANBTX’s deeper involvement with the Dallas Regional Chamber began after a bus tour of Southern Dallas County, where it saw firsthand the challenges residents face: limited transportation options, too few living-wage jobs and reduced access to quality healthcare and education.
That experience moved ANBTX to act. Since then, the bank has proudly sponsored the DRC’s Southern Dallas County Economic Development Guide and hosted a DRC Community Connections event at the newly renovated Park South Family YMCA in late 2025. Both efforts highlight the essential role community banks play in fueling economic growth, supporting small businesses and strengthening neighborhoods across North Texas.
Through its partnership with the DRC, ANBTX connects with like-minded leaders, champions local development and helps build a more inclusive and prosperous future for everyone who calls the Dallas region home.
How has ANBTX changed in the past five years?
Over the past five years, ANBTX has grown its commercial banking team, invested in technology and strengthened community partnerships, all while staying true to its independent roots.
In January 2026, the bank announced seven key additions to its commercial banking team in Dallas and Frisco, bringing more than a century of combined, relationship-driven experience. New hires include Josh McKee (Dallas Regional President), Brian Bertcher (North Dallas Market President), Jason Dudley (Frisco Market President), and experienced commercial bankers Jeff Fraser, Karla Jones, Phillip Koons and Grayson Smith. Together, they deepen ANBTX’s commitment to local leadership and expand its presence in key markets where recent consolidation by out-of-state institutions has created a need for strong, community-focused banking relationships.
ANBTX recently opened a new banking center in Heath and a Wealth Management office in Richardson. In 2024, it launched a loan production office in Fair Park, expanding financial access in underserved communities and reinforcing its commitment to educating the next generation of North Texans about financing.
With these initiatives, ANBTX is committed to North Texas, solidifying its mission to be the top community bank in the region.